CLASSES ON REAL ESTATE FINANCIAL TOOLS PAGE 3

CLASSES ON REAL ESTATE FINANCIAL TOOLS PAGE 3

FLORIDIAN REAL STATE SCHOOL, LLC.

ASK FOR HECTOR A. SAENZ SR.

THE REAL ESTATE INSTRUCTOR

Off: 305-559-8489 / Cell: 786-273-8761

T/F 1-800-465-8317 & eFAX 1-877-204-7753

click the block below.

classes on BASIC

- KNWOLEDGE on real estates -

CLASES sobre bienes raices

FOR YOUR REAL ESTATE CLASSES

CLICK ON THE LINk BELOW - OPRIMA LA LINEA DE ABAJO

IN ENGLISH EN ESPAÑOL

FLORIDIAN REALTORS, LLC.

SCHOOL FINANCIAL TOOLS PAGE

All these tools here presented are

in the Windows Excel or the Works programs.

Figures and formulas can be changes,

and new scenarios can be produced and printed.

These spread sheets are highly interactive. You can make

any changes you wish to make it work your way. You can also

print them in your new version or composition just as well,

but it will always come back to the default version every time you open it.

CLICK HERE TO OPEN A CALCULATOR

This is a regular MATHEMATICAL calculator.

Great little tool, and very practical for your basic funtions.

CLICK ON ALL COLORED TITLES DOWN BELOW

SIMPLE PRE-QUA FOR A 100% COMBO 80%-20%

Pre-qualification presentation of a plan 100% Mortgage sold as an 80% First + a 2nd of 20%

Sold for some good customers with good Credir Record Scores in the FULL DOCUMENTATION or in the STATED INCOME programs.

PRE-QUALIFICATION FOR A 100% COMBO 80%-20% vr PICK A PAYMENT OPTION ARM

Comparing the the PRE-QUALIFICTION scenario of a 100% the split 80%+20% plan previously seen with a PICK A PAYMENT OPTION ARM in different configurations.

A-PRESENTATION OF A GOOD FAITH PUR

B-PRESENTATION OF A GOOD FAITH RIFI

This is a GOOD FAITH ESTIMATE of the expenses incurred when you purchase a NEW MORTGAGE or when you do REFINANCING.

SIMPLE PRE-QUALIFICATION

This is the basic tool we are to use to PRE-QUALIFY a prospect PURCHASER of a new MORTGAGE or when REFINANCING the old MORTGAGE. See and use the variables implied in it.

LOOKING TO A SAMPLE OF GOOD FAITH

This is a sample of a GOOD FAITH ESTIMATE of the expenses incurred when you purchase a NEW MORTGAGE or when you do REFINANCING, with some already set - fixed by a Title Company - closing cost.

SELLERS NET SALES SHEET

This Sheet will give you all the expenses to be incurred by

a SELLER or SELLERS at the time of CLOSING the deal

VERSION OF A PICK A PAYMENT OPTION ARM PLAN

This is a version of the famous OPTION ARM PLAN also known as U-PICK-A-PAYMENT, which starts with a very low INTERESTrate and remains low for the next 5-7 years. Good for people with a lot of EQUITY in their HOMES.

CREDIT RECORD SCORES vr LOAN PROGRAM PLANS

This page will give the different scenarios you can find

accordingly to the Credit History of your PROSPECT. See

the record scores needed for a lot of different programs.

OTHER LOAN PROGRAMS VARIOUS

Here in this pages you wil find a series of LOAN PROGRAMS

which you can offer accordingly to your PROSPECT's qualifications.

CLICK HERE TO USE A REGULAR "MATH" CALCULATOR

This is a regular MATHEMATICAL calculator.

Great little tool, and very practical for the basic funtions.

LEARN HOW TO FILL OUT THE LONG APPLICATION 1003 FORM ON-LINE

YOU WILL HAVE TO FILL OUT AN APPLICATION (1003 ) TO REQUEST ANY LOAN.

ASK YOUR LOAN OFFICER TO WRITE YOU ONE. HE KNOWS WHAT TO ASK YOU FOR AND WHAT TO WRITE IN IT.

CLICK ON ANY PICTURE TO EXPAND

AND USE THE FRIENDLY PRINT TAB TO PRINT

Print 1 of 4

Print 2 of 4

Print 3 of 4

Print 4 of 4

TO BUY OR TO RENT?

CLICK HERE TO ANSWER THAT QUESTION OR

E-MAIL : hasaenz777@yahoo.com

SHOULD I BUY OR RENT?

ASK ME IF YOU CAN

E-MAIL ME CLICK HERE

TO READ FANNIE MAE GOV. FILES YOU NEED TO DOWNLOAD ACROBAT READER 7.0

IN ENGLISH OR ESPAÑOL

BAJAR ACROBAT READER 7.0 LO NECESITARA.

IN ENGLISH OR ESPAÑOL

PARA ENTENDER LAS PALABRAS USADAS MEJOR

GLOSSARY & GLOSARIO

FIND OUT HOW MUCH OF A HOME YOU CAN BUY

Go and press the lines below

to use our mortgage calculators...

YOUR NEW HOME PRICE CALCULATOR

WHAT YOU MONTHLY PAYMENT WOULD BE...?

QUE PRECIO DE VIVIENDA UD. PUEDE COMPRAR?

Averigue cual seria el precio de la casa que Ud. o Uds. pueden comprar de acuerdo con la suma de su(s) salario(S)Y su(s) historia(s) de credito.

Por favor oprima la siguiente linea...

CALCULE EL PRECIO DE SU NUEVA CASA

QUE MENSUALIDAD UD. PUEDE PAGAR POR SU VIVIENDA UD. ?

VER LOS INTERESES DE HOY!

GET THE INTEREST % RATES FOR TODAY

Tropical Island VER LOS % INTERESES DEL DIA DE HOY

OUR MISCELANEOUS CORNER

HERE YOU HAVE SOME ADDITIONAL FEATURES

YOU CAN FIND IN THIS HIGHLY INTERACTIVE

AND HIGHLY SOPHISTICATED INTERNET SITE.

CLICK HERE TO FIND A GREAT HELP

Dictionary & Translator

IN MANY LANGUAGES.

MLS & TAXROLL

DERIVATIVES

PRIVATE 1 to 1 PAID

INDIVIDUAL CLASSES

COMPLETE R.E.

KITS IN "PDF" FORMS

READY TO FILL UP

REAL ESTATE &

FINANCIAL TOOLS

ADVANCE TECHNOLOGY

1 to 1 PAID CLASSES

OPRIMA ABAJO PARA

BUSCAR UN CODIGO POSTAL IN USA

o SU CODIGO POSTAL

click on the line dow below

TO LOOK UP A ZIP CODE IN USA

or YOUR ZIP CODE

BUYING SHORT SALES

IN DADE COUNTY.

Off: 305-559-8489 / Cell 786-273-8761
Toll free: 1-877-465-8317
or T/F FAX: 1-877-586-7267

AND ASK FOR HECTOR

.

GANELE AL SISTEMA JUEGUE

COMPRANDO SHORT SALE

"FHA"

BY YOURSELF OR

INCORPORATED

CLICK HERE FOR SHORT SALE CONNECTION

HECTOR SAENZ SR. W' TELL YOU HOW TO DO IT.

or by calling me at

Off: 305-559-8489 / Cell 786-273-8761
Toll free: 1-877-465-8317

or T/F FAX: 1-877-204-7753

AND ASK FOR HECTOR

E-MAIL ME AT: hasaenz777@yahoo.com

FOR SENIORS 62YRS O MORE

IN ENGLISH EN ESPAÑOL

CLICK HERE

FOR QUESTION & ANSWERS ON

"THE REVERSE MORTGAGE"

"IT'S LIKE HAVING SPENDABLE MONEY IN THE BANK"

HECTOR A. SAENZ SR. A CONSULTANT ON

SENIORS CITIZENZ AFFAIRS

IF YOU DON'T FIND WHAT YOUR ARE LOOKING FOR

IN THIS SESSION PLEASE E-MAIL ME YOUR REQUEST...:

hasaenz777@yahoo.com

or call me

Off: 305-559-8489 / Cell: 786-273-8761

T/F 1-800-465-8327 & FAX 1-877-204-7753

PARA SENIORS 62 AÑOS O MAS

TAMBIEN Detalles sobre programas

para personas Mayores de 55 aÑos de adads

"HIPOTECAS REVERTIDAS"

SI UDS. NO ENCUENTRAN LO QUE BUSCAN, POR FAVOR MANDAR SU SOLICITUD DE BUSQUEDA VIA CORREO ELECTRONICO...:

hasaenz777@yahoo.com

"LA HIPOTECA REVERTIDA"

PRE-CALIFIQUESE

IN ENGLISH EN ESPAÑOL

PARA SENIORS 62 AÑOS O MAS

Para averiguar si Ud(s) califica(n)

escoja(n) su idioma y

"Llene(n) el formulario de pre-calificacion"

Off: 305-559-8489 / Cell 786-273-8761
Toll free: 1-877-465-8317

or T/F FAX: 1-877-204-7753

AND ASK FOR HECTOR

"THE REVERSE MORTGAGE"

GET PRE-QUALIFIED

IN ENGLISH EN ESPAÑOL

FOR SENIORS 62YRS O MORE

Click your language to find out if you qualify

"Fill In This Pre-Qualification Form"

Off: 305-559-8489 / Cell 786-273-8761
Toll free: 1-877-465-8317

or T/F FAX: 1-877-204-7753

AND ASK FOR HECTOR

Click on picture to contact us

Oprime sobre la foto para contactarnos

Off: 305-559-8489 / Cell 786-273-8761

Toll free: 1-877-465-8317

or T/F FAX: 1-877-204-7753

AND ASK FOR HECTOR

AAA PROFESSIONAL REALTY, LLC

REAL ESTATE ONLINE

IN DADE - BROWARD & W PALM BEACH

      www.HECTORASAENZ.COM/id43.html

CALL HECTOR:T/FREE: 1-877-465-8317 OR

CELL:  786-273-8761

or E-Mail : hasaenz777@yahoo.com

AN INTERACTIVE PATH TO YOUR REAL ESTATE & MTG. NEEDS

IN ENGLISH           EN ESPAÑOL

FLORIDIAN REAL STATE SCHOOL, LLC.

REAL ESTATE CLASSES

IN ENGLISH EN ESPAÑOL

FOR MORE INFO CLICK HERE

or call me at

Off: 305-559-8489 / Cell 786-273-8761

Toll free: 1-877-465-8317

or T/F FAX: 1-877-204-7753

AND ASK FOR HECTOR

FOREX INSTITUTE

CURRENCY MARKET
ONLINE CLASSES

IN ENGLISH EN ESPAÑOL

FOR MORE INFO E-MAIL ME:

hasaenz777@yahoo.com

or call me at

Off: 305-559-8489 / Cell 786-273-8761

Toll free: 1-877-465-8317

or T/F FAX: 1-877-204-7753

AND ASK FOR HECTOR

A REAL QUICK

MONEY MAKER W/SITE

INVESTORS...INVERSORES

IN ENGLISH EN ESPAÑOL

WE NEED SMALL INVESTORS INTERESTED

IN DOING LOCAL INVESTING AT YOUR OWN CUMMUNITY LEVEL

INVEST IN YOUR OWN COMMUNITY'S FUTURE TODAY...PRESERVING

AND ENCREASING OUR ECONOMIC VALUES, AND TO CREATE NEW JOBS;

OR FOR A GETTING (10%+ M/INT%) IN A LOW RISK PROGRAMS.

1) CLICK HERE 4 COMMUNITY INVESTMENT PLAN THAT SUITS YOU BEST

2) OR CLICK HERE TO SEE OUR REAL LOW RISK MONEY MAKER TUTOR

or visit us at

http://www.MARKETTRADERS.com

OR BY CALLING

HECTOR A. SAENZ SR.

Off: 305-559-5858 / Cell: 786-273-8761

Toll Free: 1-800-465-8317

eFax T/F:1-877-204-7753

INVESTORS...INVESTORS

WE NEED INVESTORS INTERESTED IN DOING

LOCAL INVESTING IN MIAMI AT CUMMUNITY LEVEL

INVEST IN YOUR OWN COMMUNITY'S FUTURE TODAY

FOR MORE INFORMATION CLICK HERE

http://www.MARKETTRADERSINSTITUTE.com

o llamandome al

Off: 305-559-8489 / Cell 786-273-8761
Toll free: 1-877-465-8317

or T/F FAX: 1-877-204-7753

always ask for Hector A. Saenz Sr.

SHOULD I BUY OR RENT?

ASK ME IF YOU CAN

E-MAIL ME CLICK HERE

or call me at
Off: 305-559-5858 / Cell: 786-273-8761
Toll Free: 1-800-465-8317

eFax T/F:1-877-204-7753

always ask for Hector a. Saenz Sr.

OEO LENDING
CORP, INC. &
HECTORSAENZ.COM

Rep: HECTOR A SAENZ SR. CORR/HIPOTECAS
Cell 786-273-8761 / T/F:1-800-465-8317
eFAX: 1-877-204-7753
E-MAIL ME AT:
hasaenz777@yahoo.com

IF YOU KNOW THE PROPERTY ADDRESS, THE STATE, THE ZIP CODE, OR THE ZIP CODE YOU CAN CLICK DOWN BELOW TO DO YOUR SEARCH

IN YOUR OWN LANGUAGE

COME & USE MY "IDX" ENGINE TO DO YOUR OWN PROPERTY SEARCH

CITY ZIP CODES MAPS

or

FLORIDA CITIES ZIP CODES MAPS

o llamandome al

Off: 305-559-5858 / Cell: 786-273-8761
Toll Free: 1-800-465-8317

eFax T/F:1-877-204-7753

always ask for Hector a. Saenz Sr.

REAL ESTATE SCHOOL-TOOLS PAGE

ACCESS REQUEST

CLICK FOR EITHER LANGUAGE

ENGLISH ESPAÑOL

FOR "RAMB & RAMDC"

OPEN HOUSES THIS WEEK END CLICK HERE

FOR MY OPEN HOUSES CLICK HERE

SAY NO TO FORECLOSURES

WE BUY YOUR HOME & YOU STAY LIVING IN IT.

WE HAVE THE OPTIMAL PLAN

CHECK US OUT CLICK HERE

or call me at
Off: 305-559-5858 / Cell: 786-273-8761
Toll Free: 1-800-465-8317

eFax T/F:1-877-204-7753

always ask for Hector a. Saenz Sr.

DI NO A LAS REPOSESIONES

COMPRAMOS TU CASA Y TE QUEDAS A VIVIR EN ELLA.

TENEMOS EL PLAN OPTIMO

SOLICITA UNA CITA PRIVADA PARA INFORMARTE HOY MISMO

LLAMANDO AL:

Off: 305-559-5858 / Cell: 786-273-8761
Toll Free: 1-800-465-8317

eFax T/F:1-877-204-7753

siempre pregunta por Hector a. Saenz Sr.

o ESCRIBEME AL

CORRREO ELECTRONICO: hasaenz777@yahoo.com

ASK ME FOR LOANS
ON VACANT LAND
IN ENGLISH     EN ESPAÑOL
HECTORSAENZ.COM

Rep: HECTOR A SAENZ SR. CORR/HIPOTECAS

Off: 305-559-5858 / Cell: 786-273-8761
Toll Free: 1-800-465-8317
eFax T/F:1-877-204-7753
y preguntar por Hector a. Saenz Sr.
CORREO -E: hasaenz777@yahoo.com
SOLICITE UN PRESTAMO PARA COMPRAR TIERRA.

SOLICITE UN PRESTAMO PARA COMPRAR TIERRA.
IN ENGLISH     EN ESPAÑOL
HECTORSAENZ.COM

Rep: HECTOR A SAENZ SR. MTG/BKR

o llamandome al
Off: 305-559-5858 / Cell: 786-273-8761
Toll Free: 1-800-465-8317
eFax T/F:1-877-204-7753
preguntar por Hector a. Saenz Sr.
E-MAIL ME: hasaenz777@yahoo.com

CONDOS PARA 55 AÑOS+SENIORS

RETIRADOS DESDE $40K

Among all those prerrogatives a person may have to do a good investments at the time they are retiring this is a great option to follow...

CHECK WITH YOUR AGENT.

CONDOS FROM $50K OR MORE

FOR SENIORS 55 YRS OR MORE
CLICK HERE TO REQUEST A SEARCH ...

IN ENGLISH EN ESPAÑOL

IF YOU DON'T FIND WHAT YOUR ARE LOOKING FOR

IN THIS SESSION PLEASE

Off: 305-559-8489 / Cell 786-273-8761
Toll free: 1-877-465-8317

or T/F FAX: 1-877-204-7753

AND ASK FOR HECTOR

or E-MAIL ME YOUR REQUEST...:

hasaenz777@yahoo.com

"TO ALL REALTORS"

UP TO 100% COMMISSION

AAA PROFESSIONAL REALTY, LLC.

INVITES YOU TO EARN UP TO 100% COMMISSION

PLUS A RESIDUAL $$$$ INCOME

CREATING YOUR OWN REALTORS MARKETING NETWORK WITH A PROGRESSIVE RESIDUAL INCOME, PLUS EXHAUSTIVE TRAINING - FLOOR TIME - AND CONTINUING EDUCATION FOR THOSE WHO ARE INTERESTED IN BECOMING MORE EFFECTIVE PROFESSIONALS - CLICK HERE TO LEARN HOW TO MAKE INSTANT MONEY WITH FOREX.

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ABOUT MY BUSINES

YEAR 2009

CALENDAR

CLICK HERE

COUNTING VISITS

TO THIS WEB SITE

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